Hire a Local Qualified Home Inspector to Do Your Home Inspections

Did you know that a newly constructed house needs a residential inspection performed on behalf of the home buyer? Even buyers of older homes often forget to have a home inspection or even know they can require a home inspector as a part of the pre-purchase process. Failing to have the inspection performed can relieve the seller from liability with any needed repairs, and leave you holding the money pit.

Did you know that a house inspection from a professional will usually consist of over 2500 different items being looked at.  It is our job to completely evaluated almost all systems of the house from the roof all the way to the basement or crawlspace.  Certified home inspectors have demonstrated their ability to locate structural issues, HVAC problems, plumbing and electrical issues, and even issues outside of the home that may have been missed even by the local building inspector. The cost of a home inspection is very low compared to the cost of almost any missed repair issues. 

In areas like the humid Atlanta region there are issues such as water leaks, black mold, HVAC condensation, and leaching that may not be applicable in other areas. In fact each area of Georgia is different so if buying a home in North Georgia it is important to work with a reliable residential inspection specialist who has experience in the North Georgia area. After all, would an inspector from South of Atlanta know how to look for roof damage caused by snow on a home in Ball Ground? Not likely. Keep it local and find a home inspector to provide a home inspection on your next house or investment property.  Every area has it’s own set of issues related to the climate alone. 

Tips on Finding a Quality Home Inspector

When buying a home, home inspection is a very important step in the home buying process. It is like the home is getting a check-up by a doctor. If anything wrong is found, you can provide the medicine in the form of repairs. If you are unable to have the repairs performed, you simply lower the price of the home to compensate the new owner for having to take on the repairs.

It is important, however, that you find a home inspector who knows how to do their job. You want someone who is thorough so that you know the scope of the repairs that need to be done to the home.

Here are some questions to ask in order to find a home inspector who will get the job done right:

• What kind of training have you had? The answer to this question should include some sort of training. You don’t want just anyone who calls themselves a home inspector. You can ask if he or she is a member of the National Association of Home Inspectors or any other professional association.

• What kind of experience do you have? Experience is a good thing, although there are some newer inspectors that are great. That’s when you really focus on the training question. Experience will be evident because the inspector should know where to find common faults and where to find the components that he or she is to evaluate.

• What is the inspection’s scope? The inspector should have a checklist that they go by. Ask to see this checklist when they arrive at your home so that you have an idea of what they will be looking for. If anything strikes you as “off” you can decline the inspection before it starts.

• Can I be present during the inspection? You want to be present during the inspection so that you know the inspector is using his or her time to inspect the home. This gives you the assurance you need that the inspection is done right. Even though you may be handed a list with few faults, you ant to make sure that all faults are covered because you don’t want to find them later. If you are a seller, you don’t want the buyer coming back to you later. If you are the buyer, you don’t want the hassle.

Once you have your answers to these questions, you will know whether or not you have a quality home inspector to inspect your home or potential home.

How to Find and Hire a Competent Home Inspector

Chapter 1: Getting Started and Taking Control

Professional Associations

Before you can even begin to contact and compare home inspection companies, your first goal is to secure a list of likely home inspector candidates from a reliable and trusted source. A good first choice to consider for obtaining a list of names are the nationally recognized associations that many home inspectors belong to. To help you get started, I highly recommend ‘The American Society of Home Inspectors’ (ASHI) and ‘The National Association of Home Inspectors’ (NAHI) not only because both ASHI (founded in 1976) and NAHI (founded later in 1987 by an ASHI member) were the first of their kind but also because they still remain the two most prominent and sought after associations in the home inspection profession today.

The next step is to contact the Association you have chosen to obtain a list of its members within a fifty mile radius of the area where you’re planning to buy a home. For those with online capability, the best way to proceed is to visit the Association’s website to see what they have to offer. If you prefer or have to use the phone, most Associations provide a toll free number you can call in order to speak with someone who can answer your questions and provide you with the information you need. In either case, keep the following points in mind as you begin to build and refine your name list: 1) try to end up with at least six to ten names, 2) always ask for and jot down each inspector’s rank or membership status within the Association including how long they’ve been a member, 3) in some cases you may need to contact more than one Association, and 4) take note that a home inspector may belong to more than one Association.

Referrals From Trusted Sources

Another good source of names to consider are referrals from trusted family members, friends and co-workers you have grown to respect over time, not to mention your attorney. In fact, real estate attorneys are usually very discriminating when it comes to recommending a home inspector who will serve their clients’ best interests, and not the Realtor’s, during the real estate transaction process.

Sources To Exclude

Unless a realtor happens to be in the family or a very close friend with your best interests at heart, all other realtor referrals should be considered suspect and disregarded making sure that none have since found their way onto your list. As for relying upon the phone directory, this is paramount to rolling dice or looking for a needle in a hay stack and is definitely not the way to go about finding a good home inspector!

Candidates And Newbies

As you continue building your name list, you want to be sure to exclude newbie home inspectors. To do this, you have to learn a little bit about an Association’s membership. For example, ASHI has what they refer to as Candidates and Members. By definition, an ASHI Candidate is one who has yet to attain full membership status by satisfying certain criteria as set forth by ASHI. This is significant since Candidates are often newbies to the profession, meaning they are just learning the ropes, and typically have little experience inspecting homes. Given this information, exclude all ASHI Candidates from your list unless you’re willing to hire and pay a home inspector to learn at your expense. In no disrespect to newbies, while all have to start somewhere, there’s no substitute for experience!

Also note I have purposely used ASHI to explain this procedure as I am not familiar with how the other association memberships are structured. Therefore, if any of the names on your list happen to belong to an association other than ASHI, you would be will advised to learn what you can about their membership as well.

State Licensing

Some states require licensing of home inspectors while others do not. If the state in which you’re looking to purchase a home does require licensing, then you need to verify that the inspector is licensed in that state and that their license has not expired so you don’t end up with a worthless home inspection. This information can normally be obtained online as well as over the phone by contacting your local state agency that handles licensing of home inspectors. To find out if your state requires licensing refer to ‘Links’ under table of contents. Incidentally and for what it’s worth, never hire a home inspector based upon licensing alone or you could be in for a rude awakening! More on this later.

General Liability And E&O Insurance

Insurance is somewhat similar to licensing in that the states that require home inspectors to be licensed may/may not also require the home inspector to carry general liability and/or errors and omissions (E&O) insurance. If the state you’re planning to buy a home in requires inspectors to be insured, you should be able to easily verify this along with their license since the state will not ordinarily issue a license to a home inspector who has failed to meet this requirement. It’s also a good idea to ask the inspector to produce a copy of their certificate of insurance before/on the day of the inspection for further verification. Similar to licensing, for states that don’t require home inspectors to carry E&O insurance, never base your final decision to hire a home inspector on insurance alone! More on this later on.

Summary

Secure a list of inspection candidates from a well known and trusted source.

Sources include Professional Associations like ASHI and NAHI, and referrals from trusted family members, friends, co-workers, and your attorney.

Refrain from using Realtor referrals and the phone directory

Exclude ASHI Candidates and all newbie inspectors from your list.

Verify that the home inspector is licensed and insured in your state if so required.

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