Does Your Home Inspector Have a System

Choosing a home inspector can be a nervous undertaking especially if you have no one to ask so as to get a referral to one. When choosing a home inspector try to find a home inspector that has system to what he or she does.

Most people have heard the horror stories of home inspectors that arrive late, are dressed like they just woke up or recently crawled out from underneath a car, and spend only 45 minutes or so at a house and claim that they are done. Often these inspectors use a sloppy hand written report and still leaves questions. I have read home inspection reports that provide little useful information.

When Habitation Investigation arrives for a home inspection, they arrive a few minutes early and wearing a pair of clean khaki pants, and a clean blue shirt. A tool pouch and computer are carried in to the home and set up in the kitchen where the notes on the home inspection will be entered into the computer and the reporting software. The home is then inspected in a sequence that aids in locating issues such as water leaks.

Habitation Investigation has a system and a sequence to the inspection process. The use of the computer and the report writing software allows for consistency and detail in the comments regarding the inspection findings. The report system also has the areas and systems of the house tabbed to ensure that each area is completed.

My typical home inspection takes 2.5 to 3 hours at the home to complete. After this time I will return to my office to place the digital images taken during the inspection in to the report. This makes the inspection report one of the most detailed around and the easiest to understand.

When searching for a home inspector be sure to select a person or company that has a system to help ensure consistent and high quality inspections. Finding a inspector that uses a computer and takes pictures as part of the inspection report also helps ensure that there is a system to the inspection process. There are several report writing programs available to home inspectors and are all decent. The biggest factor in if your home inspection experience will be positive or negative depends on the home inspector. It takes effort to do a thorough inspection, doing inspections is not a career for the lazy. Look for an inspector that has a good reputation, positive comments and a system to conduct the inspections.

How to Hire the Right Home Inspector

25 years ago, a home inspection was a rare thing, and professional home inspectors were few and far between. Now, nearly every buyer knows that they should get an inspection, and there is a seemingly endless supply of inspectors, all claiming some ‘certification’ or credentials that sound impressive. But how do you know which is the right inspector for you?

Well, here are a few simple thoughts from someone inside the business (some of which, many inspectors will be upset with me for revealing, and will hope you won’t read them). Interview them personally. Don’t just take someone’s advice that “this guy is good.” Talk to them.

  • Ask them about what they do (and don’t do – many don’t walk roofs, some don’t give repair cost estimates).
  • Ask them about their reports (simple checklist, or descriptive narrative?)
  • Do they provide repair cost estimates?
  • Are they licensed (if necessary in your sate)?
  • How long have they been in business?
  • What is their background and/or training?
  • Are they members of the BBB or Angie’s List or other consumer oriented groups?
  • Most importantly, do they treat you with respect and listen to what your needs are?

You will quickly find that there is a world of difference in Inspectors and how they view YOU, the client, as part of the inspection. Some see you as a necessary evil, or an interruption of “their” inspection. You will know you have hired one of these inspectors if they hand you a measuring tape to keep you busy measuring rooms while they inspect.

Often on inspector chat boards they talk about “controlling” their inspection, as if the client is a bother. Never forget: The inspection is (and SHOULD be) all about YOUR education, and making YOU comfortable with your new home.

E & O Insurance.

Ask your inspector if they are insured. Many inspectors treat this question as if you have just asked them for their Debit Card and PIN, but it is a legitimate and VERY intelligent question for clients to ask. You wouldn’t let an uninsured plumber work on your pipes, would you? So why allow an uninsured inspector advise you on the entire home and all of its systems and components? E&O (Errors and Omissions) Insurance is your protection that if the inspector misses something significant, that you won’t be left paying for that mistake.

Experience.

My dad always said: “There is no substitute in life for experience.” (He also said, “Experience is what you get when you didn’t get what you wanted.”) This is also true when it comes to inspectors. While some may have read it in the best books available, you simply have to learn some things by doing them. (Like, for example, never test the door to a room by closing it from the inside of the room. The reason why will be instantly clear when the knob falls off in your hand and you are stuck on the interior.)

You will know just by talking to an inspector and asking them the questions listed above whether you are talking to a raw “newbie” or a seasoned pro. Some pride themselves on “writing up” lots of defects, but often, many of these items are actually quite common and relatively minor (the kinds of things most sellers won’t address or compensate for). Some inspectors also pride themselves on being disliked by Realtors. This simply mystifies me since most Realtors I know honestly care about putting their client in a good home, and respect the opinion of the inspector. Most times, this indicates to me an inspector who is a little full of himself, and may be out to prove how much he knows, or wants to make a major deal out of a minor issue.

Certifications are a dime a dozen in the inspection industry. Every day, my email inbox is jammed with people selling more quick and easy “certifications” of this and that. In fact, one place will certify you (yes, you) as a “master” inspector if you take several free online courses and send them a check for $375 – without ever performing a single inspection! As you can see, certifications are highly suspect. Professionally, the ones that are truly significant are offered by the International Code Council (ICC) and certify that the inspector has a detailed understanding of current building code (particularly helpful if you are purchasing new construction).

In general, I would recommend an inspector who has performed at least 1,000 inspections, and has at least 3 years experience – but even among these, you must ask the other questions to get the best fit for your needs.

Choices.

Does the inspector offer choices to accommodate you? All buyers are not the same. All homes are not the same. So why do most inspectors offer the same inspection to all clients? Ask if they offer choices in prices, level of detail, and services offered. An investor seeking an opinion on the basic components (structure, roof, electrical, plumbing, HVAC) of a home they intend to renovate may not need the meticulous detail required by a nervous First Time Buyer. Don’t be afraid to ask for what you really need, even if it seems to be more (or less) than what the inspector typically offers. If the inspector you speak to can’t offer the service you need, keep searching, you will find one that does.

Price.

Which brings us to the last point, and the first question most people ask: “How much does an inspection cost?” The answer is – it depends (mostly on your area of the country, and the size of your home). Most inspectors base the price on square feet (the larger the home, the longer it takes to inspect). Be cautious of those who use price or zip code as a determining factor (buying a more expensive home in a more affluent neighborhood can dramatically increase your price with these inspectors who believe you must have more money to spend). Shop prices around. You CAN and WILL find a reasonably priced inspector who is every bit as good or better than the highest priced inspectors.

A good clue is: If someone doesn’t post their prices on their website, they are higher than is typical. Again, many inspectors will react rudely with some variation of “you get what you pay for.” Ask that inspector if they buy Premium Unleaded at the most expensive gas station in town, and then look through the grocery store circulars to find the highest priced items available – after all, they must be the best if they are the most expensive!

Hire a Local Qualified Home Inspector to Do Your Home Inspections

Did you know that a newly constructed house needs a residential inspection performed on behalf of the home buyer? Even buyers of older homes often forget to have a home inspection or even know they can require a home inspector as a part of the pre-purchase process. Failing to have the inspection performed can relieve the seller from liability with any needed repairs, and leave you holding the money pit.

Did you know that a house inspection from a professional will usually consist of over 2500 different items being looked at.  It is our job to completely evaluated almost all systems of the house from the roof all the way to the basement or crawlspace.  Certified home inspectors have demonstrated their ability to locate structural issues, HVAC problems, plumbing and electrical issues, and even issues outside of the home that may have been missed even by the local building inspector. The cost of a home inspection is very low compared to the cost of almost any missed repair issues. 

In areas like the humid Atlanta region there are issues such as water leaks, black mold, HVAC condensation, and leaching that may not be applicable in other areas. In fact each area of Georgia is different so if buying a home in North Georgia it is important to work with a reliable residential inspection specialist who has experience in the North Georgia area. After all, would an inspector from South of Atlanta know how to look for roof damage caused by snow on a home in Ball Ground? Not likely. Keep it local and find a home inspector to provide a home inspection on your next house or investment property.  Every area has it’s own set of issues related to the climate alone. 

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