Questions to Ask When Hiring a Home Inspector

Congratulations, you’ve found the perfect home to buy! Right about now, you are probably on information overload, and looking for resources to get everything ready. One of the most important steps you need to take after getting that ratified contract is to get the home inspected. Like most subjects on the internet, there is a ton of information about home inspections, and how to hire them. One source that is very underrepresented though is probably the best one out there: the home inspectors themselves. No, I’m not just talking about reading their websites, since anyone can put up whatever they want. Instead, we went to a group of highly respected home inspectors and posed this question: If you were hiring a home inspector to inspect a home for your out-of-state family member, what questions would you ask them?

1. What are your certifications?

If you are in one of the many states where home inspectors are licensed, that is just a minimum level to be able to do the job. As a group, we will look for a home inspector that has taken the time to get extra certifications above and beyond the minimum. There are multiple home inspection organizations (both national and local) that offer certifications for inspectors. The two major organizations are the International Association of Certified Home Inspectors (InterNACHI), and the American Society of Home Inspectors (ASHI). Both offer multiple levels of certifications based on both experience and continuing education. InterNACHI has the Certified Professional Inspector and Certified Master Inspector certifications. ASHI has the ASHI Associate, Inspector, and Certified Inspector certifications.

In states where there isn’t a licensing program for home inspectors, it is even more important to make sure the inspector has a certification, since essentially anyone can call themselves a home inspector! In these cases, it can be tempting to hire someone like a general contractor to just walk through the house with you. But, as Andrew Jolley with JODA Home Inspections in Stansbury Park, Utah said “unlike contractors, home inspectors have a system they follow so that all systems are evaluated and nothing is left out of the inspection.” Additionally, a certified home inspector has received training on all of the systems in a house, as well how to inspect them and look at the whole house as a system.

2. What kind of report do you provide and when will I receive it?

Hopefully any legitimate inspector will be providing you with a written report that you can use in your evaluation of the home purchase. That being said, reports differ in both style and level of detail. An inspection report should include digital pictures of defects as well as narrative statements about the systems and defects found. Some reports will also include things like video, glossaries, and summaries. If there is a summary, make sure you still read the entire report!

The turnaround time for a report should also be determined. As inspectors, we understand the tight timelines your real estate agent has put you under, so we will always get you the report as quick as possible. Remember that sometimes a little extra research is required, so don’t expect to get the report at the end of the inspection. Most inspectors should have the report to you within 24 hours of the end of the inspection.

3. Walk me through your typical inspection, what are the most important things?

Norm Tyler of Sage Inspections in St. Louis, MO says: “I’d ask this for a couple reasons. It would help me decide if his approach would be similar to mine. Every inspector is a little different, some will detail 500 little issues, while I’m more of a ‘disregard petty cosmetic stuff so I can focus on finding $1000 problems’ kind of guy. More importantly, if the inspector takes the time to walk me through his approach now, while I’m just a prospect – he’ll probably take all the time needed to take care of me as a customer.”

4. Are you available after you send the report for questions and/or clarification?

This was one of the most popular questions I received from the inspectors I talked to. We all strive to write a report that explains all of the issues as clearly as possible, but sometimes things may not make sense to you. Being able to call or email your inspector with questions after the inspection is critical, especially if you can’t make it to the inspection.

Along with this, you should probably ask the inspector about their policy for follow-up inspections. Once you have negotiated repairs with the seller, make sure you get those repairs re-inspected. I have done a lot of re-inspections, and I have yet to find that all of the repairs were done. Sometimes I am given receipts for repairs that were clearly not even attempted. You should expect to pay for this re-inspection, so find out what it will cost ahead of time so there aren’t any surprises.

5. What is your home inspection experience?

You will find that home inspectors come from many different backgrounds. Some may have been in the building trades, and some may be doing it as a second career. The important thing to look for is an inspector that has experience doing home inspections. David Sharman of County Home Inspection in Peterborough, Ontario mentioned to ask them how many inspections they’ve done in the last 12 months. This number could vary based on the market, but it should be a reasonable number. Look for someone doing at least a few inspections a week, but be wary of those that have really high numbers (unless they have multiple inspectors at their company). This can be a sign of someone that is just doing the minimum to get on to the next inspection of several that day.

6. How many inspections do you do in a day?

Hopefully the answer is only one or two. Most inspectors will do a morning and an afternoon inspection. Some will add in an evening inspection. If it gets over three, start to worry about how long they are spending on your inspection. Most inspections will take 2-3 hours for an average size house. Smaller houses don’t really cut down on the time, but larger houses can significantly increase the amount of time it takes to inspect.

7. What extra services can you provide?

Michael Conrad II, at Diligent, LLC in Nashville, TN points out that you should check with the inspector to see if they offer any other inspection services, such as Thermal Imaging, Termite, Radon, and Mold inspections. This can help you in many ways, since not only do you get all of the inspections you need from one company, it allows your inspector to look at the whole house as a system and provide the best assessment of the house. Some areas require separate licenses for these extra inspections, so make sure they have those licenses as well if required. If licensing isn’t required, make sure they have a third-party certification.

8. Can I accompany you on the inspection?

The inspection is your time to learn about the house. Odds are, the inspection is the longest amount of time you will spend in the house until you own it, so make the most of it. Your inspector should encourage you to ask questions as the inspection is going on. After all, it’s a lot easier to explain (and understand) an issue with it right in front of you. If you wait until a day or two later, now the inspector has to explain it over the phone, and they’ve inspected more houses since then. Charles Buell, of Charles Buell Inspections, Inc in Shoreline, WA, says that he wants the client there the whole time. This is their time to learn about the house. Additionally, Jim Holl with 5 Star Home Inspections LLC in Hillsborough, NC says: A professional home inspector wants you, the future occupant, to attend the inspection so you can ask questions and see most of what the inspector sees. Since you are going to live there and get to maintain it, for safety, health and financial reasons, this is your opportunity learn all about your new castle. If the inspector doesn’t want you to observe, move on to the next inspector you want to interview.

9. Who will be doing the inspection?

This is mainly for the multi-inspector firms, but Ian Mayer of IM Home Inspections in Woodland Hills, CA warns to watch out for the bait-and-switch. The owner of the company may have really great certifications, but he sends out the guy that was just certified last week to do your inspection.

10. What warranties/guarantees are included with the inspection?

A home inspection is, by definition, a snapshot in time. It shows the condition of the house on the day of the inspection. None of us have a crystal ball to predict the future of a house, and sometimes sellers will intentionally hide known defects. Some home inspectors offer various warranties and guarantees with their inspection. Make sure you read the fine print on anything offered to ensure you understand what you are getting and what the limitations are. Frank Rotte of Certified Inspection Services, LLC of San Diego points out that many repairs are actually under the deductible, so the buyer ends up paying for the repair anyways.

11. How much does the inspection cost?

This is the last question you should ask, and it’s really only so you know how much to write the check out for. In other words, don’t price shop, and don’t look for the cheapest inspector. (How much are you paying for that house again?) James Braun with Braun Inspection Consultations in Jefferson City, MO rightly says that “A good inspector is not cheap, and a cheap inspector is not good.” You are making what may be the largest purchase of your life, do you really want the cheapest inspector you can find to do your inspection?

Thank you for sticking with me for this long, and I hope that it has been informative for you. The best home inspectors are those that work for you, and inspect each home as if they, or their favorite relative, were buying it. These home inspectors have nothing to gain except providing you with the best inspection they can, which allows you to make an extremely important decision. Now, go out there and hire the best home inspector you can find.

So You Want to Be a Home Inspector?

What I am about to tell you may get me in hot water with all those self help experts and schools that promote home inspection courses and basically anyone who makes money off of new home inspector’s. That’s OK I can take the heat.

First let’s take care of the myth that a home inspector can make $20,000 to $30,000 a year part time and $60,000 to $80,000 full time. This myth is perpetuated by educators and self help experts. The reality is that you do not make any where near that type of money in the first year, maybe the second year but for most it’ll be the third year. Many new inspectors are not aware of this reality and become disillusioned and do one of two things either quit or slash their inspection fees hoping to gain more business. The latter is not a good idea because it will hurt your fellow inspectors and more than likely you’ll quit finding that the lower fees won’t pay the bills.

Another reality that you are not informed about is cost. It can cost you a pretty penny from thermal cameras, high tech equipment to educational courses. These could cost you between $10,000 and $15,000 and that doesn’t even include vehicles, licenses, errors and omission and general liability insurance, association fees etc… Are you scared yet? you should be.

You need to walk into this with your eyes open and you’ll be OK. Oh, and by the way you will need a second income to survive. Don’t get me wrong, this is a great industry to get involved in and the rewards can be great in the long term and the key words are long term. You need to develop a game plan and stick to it through thick and thin and it should involve a lot of marketing, website development and personal study. Below are some quick pointers to guide you along the right path.

Before you start anything do your research and the first place to hit is the industries message boards. Here you will feel the pulse of the industry from new and seasoned inspectors. Go to local chapter meetings. When you have completed that first step and feel you still want to become an inspector research your local community and see if it can support another inspector at this time. In the big urban areas this is not as much a factor as it is in rural areas.

If you are still interested then it is time to research your education. Research your home inspector schools, not all are created equal. Pick the best one that fits your budget. If you have a trades background you’ll have a leg up, but remember building, repairs and installation are different animals than inspecting. If you do not have a trades background it’s time to hit the books and read on everything about the systems of a home.

You should also join a national association, the three biggies in the U.S. are the International Association of Certified Home Inspectors, American Society of Home Inspectors and National Association Of Home Inspectors. In Canada you have the Canadian National Association of Certified Home Inspectors and Canadian Association of Property and Home Inspectors. For dollar value I think InterNACHI is the best with the amount of free education and member benefits they offer inspectors. Many states and provinces have their regional associations as well, think about joining them they represent you at a local level.

Now that you are on your way to becoming a home inspector, another item that should be in your arsenal is your reporting software. The most popular are Home Inspector Pro, Home Gauge and 3D. I personally use HIP because of it’s ease of use. The other inspecting programs are just as good. You need to research which one will suit your needs. They all offer free trial downloads so that you can experiment with them. Remember, you definitely need software, checklists are so 80’s and 90’s that they scream newbie. Also get a website that matches your software. In this day and age of online shopping you are basically dead without one.

I have given you some reality checks and some pointers even though I did not touch on many things that will effect you, that is part of your research assignment about entering the property inspection field. Remember my warning, this isn’t a get rich quick scheme, instead it is a lot of hard work and long hours. If anyone tells you differently they are doing you a disservice. So take off those rose colored glasses, get down to some hard work and a lot of studying, some heart breaking moments which will eventually be followed by elation and join me in this wonderful world of home inspections.

Secrets On Finding A Great Home Inspector

If you’re getting ready to sell your home, it’s a good idea to find a home inspector to do a pre-listing home inspection. Once you’ve made that decision, you need to find a good home inspector to help you out. It’s not enough just to find a “good” home inspector, you need to find one that is great. Here are a few suggestions to help you out.

First, finding a great home inspector is similar to finding other reputable real estate professionals. Ask for a referral from your real estate agent and friends. Ask them who they would recommend. Ask friends, relatives, or colleagues who they have used in the past and if they had a good experience.

Next, check out the inspectors that you find online. You can start with the American Society of Home Inspectors (ashi.org). This is a non-profit group that screens home inspectors. To join, an inspector has to pass 2 home inspection exams and would have to have completed at least 50 home inspections. ASHI’s website allows you to enter your zip code to find a qualified inspector in your area.

Make a list of qualified inspectors in your area and the next thing to do is to call them. Call each one of the inspectors to find out how they conduct their inspections, what’s covered, how much they charge, and how long the inspection will take. These things are important.

A thorough inspection of a moderately sized property should take at least two hours. The inspection of the house should cover the complete interior of the house from basement to attic and include the exterior of the house. You want to make sure that you accompany the inspector during this inspection.

Check the credentials of your inspector. Make sure that they are licensed, bonded, and insured. Ask if they are a member of a professional group such as ASHI and ask them how much experience they actually have. Make sure that they are in compliance with all state laws, regulations, and procedures.

Pay attention to the inspector’s phone manner. Is he good on the phone? Is he courteous on the phone or does it seem like he is eager to get you off the phone? If he is rushing you, beware! He might just rush through your inspection.

Also, ask them about their home inspection reports. What kind of report is the inspector going to provide you at the end of the inspection? Does this report include photographs of potential problems? It should!

Last of all, ask the home inspector for at least three references and make sure you call these references. You want to make sure that others have had a good experience. Ask these references if they would use that home inspector again in the future.

Finding a good home inspector is important when you are getting ready to sell your home. But, it’s not that much harder to find a really great one. I hope these tips will help you find a great home inspector and good luck on selling your home!

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